Challenger Corporation is dedicated to respecting and protecting the information we have or acquire about you. Our information practices for this web site are described below.
Your Personal Information:
When you come to a Challenger web site, we log your current Internet address (this is usually a temporary address assigned by your Internet service provider when you log in), the type of operating system you are using, and the type of browser software used. In addition, we may keep track of what portions of the web site you are visiting. We aggregate this information to help us create a better experience for users of our web site. For example, we may upgrade those parts of the web site that are heavily visited or optimize the web site to work more efficiently with certain operating systems. This activity is all carried out without our knowing your name or other personal identifying information. When you visit a Challenger web site you are anonymous, unless you chose to identify yourself to us.
You are not required to provide us with personal information to use our web sites, unless expressly requested to do so. Certain of our web sites may require you to provide identifying information and use individual passwords in order to access personal information.
If you do choose to provide us with personal information, you can be assured that such information is kept in secured databases. Challenger treats this information as confidential. However, we may disclose this information to third parties when we believe it is necessary in order for us to conduct our business, or where such disclosure is required by law. For example, we may disclose information to others to enable them to perform business services for us relating to the products and services we offer, or when we issue CME certificates.
We may also disclose this information to others: (i) to our affiliates so that they may offer you their respective products or services; (ii) to others outside of the Challenger family of companies, such as marketing companies, to assist us in offering our products and services to individuals who apply for or obtain products and services from us; and (iii) to unaffiliated financial services companies with whom we have a joint marketing agreement.
Cookies:
A cookie is a small piece of information that a web site sends to your computer, which is stored in a file on your hard drive. The next time you visit our web site, we may use the information stored in your cookie file to facilitate your use of our web site. For example, we may use your cookie file to store a password so that you do not have to input it every time you move to a different section of a password protected portion of our web site. A cookie does not tell us your individual identity unless you have chosen to provide it to us. Most cookies expire after a defined period of time, or you can delete your cookie file at any time you choose. In addition, you can set your browser to notify you when you receive a cookie so that you can decide whether to accept or reject it.
Privacy and E-Mail:
The Challenger Corporation website employs an SSL encryption certificate from Verisign to electronically process Web orders to ensure the confidentiality of your credit card information. When you are on any web site that asks you for confidential information (your social security number or a bank or credit card account number, for example), you should check to see if the information being transmitted is encrypted in order to increase the security of your information. If you need to send confidential information and are concerned about the security of a web site, then you should consider sending it by phone or by regular mail instead.
Minors:
At the Challenger Corporation web sites we make no active effort to collect personal information from children under the age of 18. We believe that children who do wish to submit information to Challenger Corporation should obtain permission from their parent or legal guardian, to do so, but we cannot prevent any determined individual from accessing our sites.
Additional Rights:
Applicable laws may give you additional rights that are not described in this online privacy policy.
End User Agreement:
Click here to view the full User Agreement and Disclaimer.
